You are correct Chris. What if you love your Starbucks coffee and can’t stand Tim’s Coffee? *Rate and product information are subject to change at any time and does not constitute financial advice. changes to your CIBC Dividend Visa Infinite Card, including changes to the cash back program and the insurance benefits associated with your card. You also pay $30 for each additional card after the initial promotional year. Get cash back just for using your card. CIBC offers good credit cards for anyone to consider. Fact Checked. They do not have any promotion on balance transfers. 4% cash back on gas and grocery store purchases 2% cash back … Get some cash back. It has slightly lower gas/grocery cash back rates next to the CIBC Dividend® Visa Infinite* Card (3% compared to 4%), but it does offer other benefits worth serious consideration, like Emergency Road Service via a free Deluxe TD Auto Club membership ($79 value). The first is CIBC's flagship cash back card, The CIBC Dividend Visa Infinite Card. CIBC Dividend Visa Infinite is the only credit card from a major bank to offer 4% cash back on gas and groceries. They give a rebate on fees for supplementary cards in the first year when you are a new cardholder. The CIBC Dividend Visa Infinite Card comes with premium insurance features as follows. They give you a rebate for the primary card annual fee in the first year since you open a new card account. Mailing address: P.O. She is a staff writer for Money After Graduation Inc. and has also been published by IN Magazine, MTV News, and Vagabond City Lit. Currently, if you apply this credit card through cibc.com, you can get a first-year annual fee rebate. The Dividend Visa Infinite Card from CIBC does have many features that make it stand out from the rest. Great promotions, rates, and rewards as some benchmarks against which card users measure up a card. Rebate on NEXUS application fee 5. Highlights. Regular interest rates and fees are standard for a card at this level: One relative weakness of the CIBC Dividend Visa Infinite Card is that cardholders do not have the option of redeeming their cash back whenever they like. The CIBC Dividend® Visa Infinite* Card rewards everyday purchases, providing the best cash back rates available in Canada for eligible groceries and gas. $120 annual fee 2. Or you are a happy Shaw customer on a 3-year contract and don’t want to switch to Telus? Filter Most helpfull reviews . CIBC Aventura® Visa Infinite Privilege* Card review Earn 50,000 Aventura Points † Get 50,000 Aventura Points when you spend $3,000 or more during your first 4 monthly statement periods† $200 annual travel credit. You’re now ready to earn cash back on all your everyday purchases. You might want to mention that Costco, Walmart, etc. CIBC Dividend Visa Infinite Card is a good credit card. All rights reserved, Hotel Credit Cards That Come With a Free Night, TD Aeroplan Visa Infinite Credit Card Review. If I have a CIBC Smart Plus™ Account, do I still get an annual fee rebate on my CIBC Dividend Platinum Visa or CIBC Dividend Visa Infinite cards? 1 Aventura Point for every $1 spent using your card. Very high cash back rates on groceries and gas, Maximum annual spending limits in accelerated cash back categories, Earned cash back is only applied once annually, $80K in total eligible card purchases (across all categories, for both primary and additional cardholders), $20K in grocery and gas purchases (for both primary and additional cardholders), Cash advance and balance transfer annual interest rate: 22.99%, Room upgrades, late checkouts, complimentary breakfast, and in-room Wi-Fi at Visa Infinite Luxury Hotel properties (there are over 900 worldwide), Exclusive access to luxury restaurant and winery experiences, Access to the Visa Infinite Priority Line and Lounge at the Visa Screening Room at the Princess of Wales Theatre during the Toronto International Film Festival, The Visa Infinite Screening Series gives cardholders access to complimentary tickets for select advance screenings and special movie events across the country, Complimentary Visa Concierge services to aid in travel and purchase planning, Be at least the age of majority in your province, Have a minimum annual income of $60,000 as an individual or $100,000 in your household, Have not declared bankruptcy within the past 7 years. There are 3 categories in which you may earn rewards. This is definitely a welcome addition to the competition within the credit card cash back market. Earn 2% cash back on your first $6,000 in net annual grocery store purchases. You must apply and be approved for a new eligible card between March 1, 2019 and June 30, 2019 to qualify for this offer. On the other hand, because of the limits they put, if the price goes up, they'll charge you the difference. It is a card that is accepted by everyone Instead, accumulated cash back from all cards associated with the account will be applied as a credit to the primary cardholder’s card balance once annually on the December statement. CIBC is not responsible for maintaining the content on this site. The CIBC Dividend Visa Infinite Card has some drawbacks as follows. CIBC Dividend Visa Infinite Card Cons The CIBC Dividend Visa Infinite Card has some drawbacks as follows. Welcome offer Earn … But, they're hardly groundbreaking when compared to the competition. If you are familiar with the Dividend Card(s) you'll know that your cash back rewards balance is only available once per year but that all changes February 1st. Is there a cap? You also pay $30 for each additional card after the initial promotional year. Get loss or collision damage cover for a rental vehicle. She is currently finishing her final year of her Professional Writing degree at York University. Customer service absolutely useless. The CIBC Dividend Visa Card might be suitable for you if you want a no-fee cash back card that will reward you for purchasing daily essentials like groceries. Find out how to get 4% cash back and help pad your wallet with the CIBC Dividend Visa Infinite Card. Like 4000 or 500 in rewards? This is at no extra cost to you. This offer applies to the following Eligible Cards: CIBC Dividend ® Visa Infinite * Card and CIBC Dividend Platinum ® Visa Card (“Eligible Card”). Apply online, for the C I B C Dividend Visa Infinite Card book a meeting, Opens a new window in your browser. Plus, get a first year annual fee rebate.† Learn more: cibc.com/cashback Get some cash back.Plus, get a first year annual fee rebate.† Learn more: cibc.com/cashback CIBC recently launched an excellent new offer for their premium cash back card the CIBC Dividend® Visa Infinite* Card. The CIBC Dividend Platinum Visa Card is a decent option for those who like to spend big and earn attractive returns through them. The CIBC Aeroplan Visa Infinite Card is ideal for frequent travellers who routinely spend on everyday purchases. So you could try this card just to know if this card beats your other cards and get you more rewards. 4% cash back. I work for CIBC and get this card for free and only use it to get my free lounge access when travelling. Earn 0.5% cash 5 (2) 4 (4) 3 (1) 2 (1) 1 (0) Tags. With this card, you earn 4% cash back on eligible gas and grocery purchases—two of the most-used spending categories for the majority of Canadians. These are considered “supercentres” and don’t fall under “eligible” grocery stores. For whatever reason, CIBC isn't known for its credit cards, but let me tell you, the CIBC Aventura Visa Infinite is definitely worth your consideration. Spend some cash. You have to be in an excellent credit rating to qualify for this card. This Visa Infinite card lets you enjoy exclusive concierge service, luxury hotels and travel all over the world. by Akiko W. on Feb 11, 2017 5 out of 5 stars The process to sign up for the cibc dividend visa card was fast and virtually painless. Meridian has the exact same cash back bonus categories as Scotia, which provides slightly more value than CIBC (unless you spend a lot of money at Tim Hortons and TELUS). If you do not meet the criteria or prefer other types of credit card perks, keep researching products to find the right card for your needs. We review 5 of the top CIBC cards, and compare them to the top offering in the same category. Thanks for choosing the CIBC Dividend® Visa Infinite* Card. The balance transfer interest rate is 22.99%. Here's what CIBC Visa cards have to … Last updated: Nov 6, 2020. Another option is the TD Cash Back Visa Infinite* Card. It has a high earning flat-rate cashback reward of up to a remarkable 4% on your purchases with the card. Purchase Interest Rate. Check out more details by calling the 24/7 Visa concierge at 1888 853 4458 or search for your options on visaluxuryhotelcollection.com. Cash back balance this Visa Infinite card is a good credit card to set the spending for... 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